Protect Your Vehicle from Costly Repairs

Protect Your Vehicle from Costly Repairs

Mechanical Breakdown Protection

Get LGM SecureDrive Extended Vehicle Warranty with 0% Interest Financing

No credit checks. Flexible payments. Claim-free reward available on selected warranty plans.

Available through Canadian Auto NAPA Auto Care – St. Albert
📞 Call 780-569-0654


Drive with Confidence — Without Paying Everything Up Front

Unexpected repair bills can be stressful and expensive. With LGM SecureDrive Mechanical Breakdown Protection, you can protect your vehicle with reliable warranty coverage and pay over time with 0% interest financing through the No Interest Deferred Payment Plan (NIDPP).

Whether you drive a car, SUV, truck, hybrid, or EV, SecureDrive helps you stay protected while keeping payments affordable.


Why Drivers Choose SecureDrive Extended Vehicle Warranty

✅ 0% interest financing available
✅ No credit approval required
✅ Flexible payment terms up to 48 months
✅ Bi-weekly or monthly payment options
✅ Coverage for most makes and models
✅ Claim-Free Reward benefit available
✅ Transferable coverage
✅ Repairs can be completed almost anywhere
✅ Customizable protection options


Repair Your Vehicle Almost Anywhere

You choose where repairs are carried out — at your preferred franchised dealer or repair shop — anywhere in Canada or the continental United States.


Transferable Coverage

If you sell your vehicle, you may be able to transfer your plan to the next private owner, which can help improve resale value.

Simple, Flexible Financing – No Interest Deferred Payment Plan (NIDPP)

SecureDrive is available with a simple pay-as-you-go financing program designed to make vehicle protection easier to afford.

Financing Highlights

    • 0% interest
    • Terms of up to 48 months
    • Minimum 15% down payment
    • Minimum financing term: 12 months
    • Available on plan terms of at least 24 months
    • No approval or credit qualification required (everyone is pre-approved)
    • Customers pay for products over time instead of upfront
    • Makes products more affordable with installments

    Payment Options

      • Bi-weekly or monthly payments
      • Direct debit
      • Credit card
      • Visa Debit
      • Extra down payments allowed

    Payment Methods

      • Credit card (Visa / Mastercard only)
      • Bank account (no lines of credit)

    What Vehicles Can Be Covered?

    LGM SecureDrive is designed to protect most vehicle brands and models, not just specific manufacturers.

    Coverage may be available for:

      • New vehicles
      • Used vehicles
      • Domestic vehicles
      • Import vehicles
      • Electric vehicles (EVs)
      • Hybrid vehicles

    Deductible Options

      • $0 – Deductible
      • $50 – Deductible
      • $100* – Deductible
      • $250* – Deductible
      • $500* – Deductible

    Limit per Repair Options

      • No limit
      • $2,500 limit
      • $5,000 limit
      • $10,000 limit

    These options can help lower premiums depending on the vehicle and coverage selected.

    Extensive Eligibility

    Coverage may be available for:

      • All makes and models
      • Vehicles up to 13 model years old
      • Vehicles with up to 200,000 km
      • New, used, and certified pre-owned vehicles
      • Plans eligible for financing through NIDPP

    Coverage Period

    New Vehicles – Eligible for terms of up to 10 years and 200,000 km from the in-service date.

    Used and Certified Pre-Owned Vehicles – Eligible for terms of up to 4 years and 80,000 km from the contract or policy purchase date.

    Contract Terms – 30-day cancellation policy — customers may be eligible for a full refund if they cancel within 30 days of contract purchase – Transferable coverage — if the vehicle is sold, the contract or policy may be transferred

    Common Brands Often Covered

    Toyota, Honda, Ford, Dodge, Jeep, Ram, Chrysler, Cadillac, Chevrolet, GMC, Nissan, Hyundai, Kia, BMW, Mercedes-Benz, Mazda, Jaguar, Land Rover, Range Rover, Defender, Discovery, Mitsubishi Motors, Volvo, Polestar, Volkswagen, Audi, Mini, and many other European, Asian, and North American brands.

    Customizable Coverage Options Built Around Your Needs

    Choose the protection level that best fits your vehicle and budget. With several coverage levels, term lengths, and deductibles to choose from, you can tailor your plan to suit your driving habits and financial goals.

    Elite Coverage

    Near-comprehensive protection for a wide range of components. Most vehicle components are covered except for a select list of exclusions. Available for new and pre-owned vehicles, including electric and hybrid models.

    Plus Coverage

    Protection for the powertrain plus many major vehicle components that can be expensive to repair.

    Basic Coverage

    Essential protection for major powertrain components — coverage for the critical parts that keep your vehicle running.

    Factory Warranty Continuation May Be Available

    Certain brands may qualify for continuation of the original manufacturer warranty, depending on the protection plan selected and the remaining factory coverage.

    Eligible brands may include: – Kia, BMW, Mini, Mazda, Jaguar, Land Rover, Mitsubishi Motors, Volvo, and Polestar.

    Claim-Free Reward Benefit

    One of the standout benefits of SecureDrive is the Claim-Free Reward.

    If you complete your contract without making a claim, you may qualify for one of the following after expiry:

    Reward Eligibility

      • Eligible Mechanical Breakdown Protection plan required
      • No claims or benefits used during the contract
      • Contract must remain active for at least 4 years
      • Reward must be requested within 6 months of contract expiry

    Typical Vehicle Eligibility

    Your vehicle will typically need to meet these conditions:

      • Up to about 13 model years old
      • Under approximately 200,000 km
      • In good working condition
      • Sold through a participating dealer

    Reward Options

    Refund cheque — up to $1,000 – Dealer credit — up to $2,000 toward services, products, or a new protection plan – SecureDrive credit — the full amount paid can be applied toward a new SecureDrive product

    Before activating any warranty, please note that all vehicles must first undergo a Vehicle inspection and an Oil change at our location.

      • To purchase an extended vehicle warranty, your vehicle must be brought to Canadian Auto Napa Auto Care (St. Albert location) for a warranty inspection and a fresh oil change $280. These steps are required to properly assess the condition of the vehicle and determine its eligibility for coverage.
      • We do not accept inspections and Oil changes done at other locations before the warranty can be approved.
      • If the vehicle does not pass inspection and requires repairs, all necessary work must be completed at Canadian Auto Napa Auto Care (St. Albert) before the warranty can be approved.
      • Please note that all associated costs—including the oil change, vehicle inspection, and any required repairs—are the responsibility of the customer.

    Claims Made Simple

    To submit a claim on an NIDPP policy:

      • Your payments must be up to date
      • If payment was made by bank account, a 9-day waiting period is required to confirm the payment has cleared

    Why Consider a Protection Plan?

    A vehicle protection plan can help cover the cost of many unexpected mechanical and electrical repairs, helping protect you from large out-of-pocket expenses.

    Benefits may include:

      • Coverage for major components
      • Protection from costly unexpected repairs
      • Budget-friendly monthly payments
      • Added peace of mind while driving

    Peace of Mind on the Road – Instead of worrying about a $3,000 to $30,000 repair bill, a protection plan helps protect both your vehicle and your budget.

    Typical Repair Costs for Domestic Vehicles

    Today’s vehicles are more advanced than ever, and repair costs can be significant when something goes wrong.

    Estimated Repair Costs

      • Engine replacement — $12,000+
      • Transmission replacement — $6,000+
      • Differential repair — $3,000+
      • Electric or hybrid power converter/inverter — $3,200+
      • Air conditioning repair — $2,000+
      • Four-wheel drive transfer case repair — $2,000+
      • Leaking cylinder head gasket repair — $1,600+
      • Alternator replacement — $1,200+
      • Fuel pump replacement — $1,200+
      • Master brake cylinder replacement — $800+
      • Rear park assist camera replacement — $490+
      • Airbag assembly replacement — $2,500+

    These prices are estimates for illustration purposes only. Actual repair costs may vary based on the vehicle make, model, parts availability, and labour rates.

    Typical Repair Costs for Import Vehicles

    In the event of a mechanical breakdown, a high quality repair could cost more than you think.¹

    Estimated Repair Costs

      • Engine replacement — $29,000
      • Differential repair — $5,900–$6,200
      • Alternator replacement — $1,200
      • Air conditioner repair — $1,600–$1,800
      • Fuel pump replacement — $1,400
      • Radiator repair — $1,200
      • Transmission replacement — $7,500
      • Leaking cylinder head gasket — $3,200
      • All-wheel drive transfer case repair — $4,200
      • Master brake cylinder replacement — $600
      • Power window motor replacement — $650
      • Airbag assembly replacement — $1,800

    These prices are estimates for illustration purposes only. Actual repair costs may vary based on the vehicle make, model, parts availability, and labour rates.

    Why Buy from Canadian Auto NAPA Auto Care – St. Albert?

    We make it easy to protect your vehicle with trusted warranty coverage and straightforward financing options.

    When you contact us, we will help you:

    • Review your vehicle’s eligibility

    • Choose the best coverage level

    • Explain financing options clearly

    • Answer your questions with no pressure

     

    Get Protected Today – Ask About LGM SecureDrive Extended Warranty with 0% Financing

    Stop worrying about major repair bills. Get flexible coverage that helps protect your vehicle and your budget.

    📞 Call Canadian Auto NAPA Auto Care – St. Albert – 780-569-0654